Unit 4 | Personal Financial Literacy

This module introduces how to read and interpret a paystub, including deductions, withholdings, and the difference between gross and net income.

This module introduces the basics of credit, how credit cards work, and the importance of credit scores and responsible borrowing.

This module introduces the purpose of taxes, the different types of individuals may encounter, and haw taxes affect income and public services.

This module introduces common types of loans — such as student, auto, and personal loans — and explains how interest rates, terms, and repayment affect borrowers.